Budgeting advice

For as long as I can remember, newspaper and magazine articles offering basic budgeting advice have followed a standard script: drink less coffee, eat at restaurants less often, carry cash, balance your checkbook. You know times are getting tough when you come across a passage like this one:

Consider downsizing your living quarters. For example, after business began to slow at Saxon Anderson’s teeth-whitening kiosk at a Los Angeles area mall, the 26-year old downgraded from a nice single apartment to a house with five roommates.

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